TOP TEN STATES FOR HOMEOWNERS INSURANCE LIGHTNING LOSSES BY NUMBER OF CLAIMS, 2013
| Rank |
State |
Number of paid claims |
Insured losses ($ millions) |
Average cost per claim |
| 1 |
Georgia |
11,184 |
$56.0 |
$5,007 |
| 2 |
Texas |
6,419 |
54.2 |
8,436 |
| 3 |
North Carolina |
5,711 |
34.1 |
5,965 |
| 4 |
Louisiana |
5,547 |
21.6 |
3,902 |
| 5 |
Alabama |
5,199 |
34.8 |
6,702 |
| 6 |
Pennsylvania |
4,483 |
22.4 |
4,987 |
| 7 |
Tennessee |
4,317 |
23.2 |
5,381 |
| 8 |
South Carolina |
4,011 |
23.1 |
5,755 |
| 9 |
Ohio |
3,942 |
17.1 |
4,344 |
| 10 |
Illinois |
3,849 |
25.6 |
6,646 |
|
Source: 精东影业 Information Institute, State Farm庐.
TOP 10 STATES FOR HOMEOWNERS INSURANCE LIGHTNING LOSSES BY NUMBER OF CLAIMS, 2014
| Rank |
State |
Number of paid claims |
Insured losses ($ millions) |
Average cost per claim |
| 1 |
Florida |
10,440 |
$73.9 |
$7,075 |
| 2 |
Georgia |
9,805 |
62.2 |
6,341 |
| 3 |
Texas |
5,622 |
60.0 |
10,671 |
| 4 |
Louisiana |
5,007 |
25.1 |
5,009 |
| 5 |
North Carolina |
4,886 |
28.8 |
5,891 |
| 6 |
Alabama |
4,853 |
39.2 |
8,079 |
| 7 |
Illinois |
4,049 |
25.7 |
6,348 |
| 8 |
Pennsylvania |
3,960 |
21.7 |
5,491 |
| 9 |
Tennessee |
3,638 |
31.2 |
8,583 |
| 10 |
Indiana |
3,262 |
22.3 |
6,832 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2015
| Rank |
State |
Number of paid claims |
Insured losses ($ millions) |
Average cost per claim |
| 1 |
Florida |
11,898 |
$156.2 |
$13,131 |
| 2 |
Georgia |
10,442 |
61.0 |
5,844 |
| 3 |
Texas |
8,844 |
84.9 |
9,595 |
| 4 |
Louisiana |
5,333 |
24.4 |
4,578 |
| 5 |
Alabama |
4,508 |
28.3 |
6,280 |
| 6 |
North Carolina |
4,226 |
28.8 |
6,810 |
| 7 |
Pennsylvania |
3,686 |
13.2 |
3,579 |
| 8 |
Tennessee |
3,397 |
24.5 |
7,212 |
| 9 |
Virginia |
3,174 |
21.0 |
6,607 |
| 10 |
South Carolina |
3,163 |
13.7 |
4,318 |
| 听 |
Total, top 10 |
58,671 |
$455.9 |
$7,771 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2016
| Rank |
State |
Number of paid claims |
Insured losses ($ millions) |
Average cost per claim |
| 1 |
Florida |
10,385 |
$67.8 |
$6,526 |
| 2 |
Texas |
9,098 |
87.2 |
9,580 |
| 3 |
Georgia |
8,037 |
66.3 |
8,250 |
| 4 |
Louisiana |
5,956 |
31.5 |
5,291 |
| 5 |
North Carolina |
5,889 |
42.2 |
7,162 |
| 6 |
California |
4,764 |
47.4 |
9,951 |
| 7 |
Alabama |
4,294 |
28.4 |
6,604 |
| 8 |
Illinois |
3,870 |
28.7 |
7,424 |
| 9 |
Arkansas |
3,422 |
20.1 |
5,882 |
| 10 |
Virginia |
3,331 |
26.8 |
8,036 |
| 听 |
Total, top 10 |
59,046 |
$446.3 |
$7,559 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2018
| Rank |
State |
Number of claims |
Value of claims ($ millions) |
Average cost per claim |
| 1 |
Florida |
7,108 |
$74.2 |
$10,436 |
| 2 |
Georgia |
5,539 |
52.2 |
9,430 |
| 3 |
California |
4,909 |
137.1 |
27,932 |
| 4 |
Texas |
4,559 |
67.6 |
14,819 |
| 5 |
Louisiana |
3,553 |
22.7 |
6,377 |
| 6 |
North Carolina |
3,119 |
36.1 |
11,561 |
| 7 |
Alabama |
2,942 |
34.6 |
11,768 |
| 8 |
New York |
2,938 |
31.9 |
10,873 |
| 9 |
Pennsylvania |
2,590 |
30.0 |
11,572 |
| 10 |
Illinois听 |
2,475 |
25.5 |
10,290 |
| 听 |
Total, top 10 |
39,732 |
$511.8 |
$12,882 |
| 听 |
Other states |
38,166 |
397.1 |
10,405 |
| 听 |
Total U.S. |
77,898 |
$908.9 |
$11,668 |
|
Source: 精东影业 Information Institute.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2019
| Rank |
State |
Number of
claims |
Value of
claims ($ millions) |
Average cost
per claim |
| 1 |
Florida |
6,821 |
$93.2 |
$13,669 |
| 2 |
Texas |
5,780 |
88.3 |
15,278 |
| 3 |
California |
5,100 |
71.9 |
14,105 |
| 4 |
Georgia |
4,436 |
49.3 |
11,115 |
| 5 |
Louisiana |
3,540 |
31.9 |
9,025 |
| 6 |
New York |
2,866 |
39.5 |
13,792 |
| 7 |
North Carolina |
2,849 |
31.8 |
11,165 |
| 8 |
Pennsylvania |
2,838 |
27.3 |
9,612 |
| 9 |
Alabama |
2,514 |
30.3 |
12,051 |
| 10 |
Illinois |
2,438 |
24.6 |
10,078 |
| 听 |
Total, top 10 |
39,182 |
$488.2 |
$12,460 |
| 听 |
Other states |
37,678 |
431.8 |
11,461 |
| 听 |
Total U.S. |
76,860 |
$920.1 |
$11,971 |
|
Source: 精东影业 Information Institute.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2020
| Rank |
State |
Number of
claims |
Average cost
per claim |
Value of claims
($ millions) |
| 1 |
Florida |
听 6,756 |
$21,953 |
$148.3 |
| 2 |
Georgia |
听 4,686 |
听 9,821 |
听 46.0 |
| 3 |
Texas |
听 4,675 |
听 16,847 |
听 78.8 |
| 4 |
California |
听 4,233 |
听 217,555 |
听 920.9 |
| 5 |
North Carolina |
听 2,898 |
听 13,283 |
听 38.5 |
| 6 |
New York |
听 2,791 |
听 16,533 |
听 46.1 |
| 7 |
Louisiana |
听 2,757 |
听 8,475 |
听 23.4 |
| 8 |
Alabama |
听 2,741 |
听 11,334 |
听 31.1 |
| 9 |
Pennsylvania |
听 2,378 |
听 14,724 |
听 35.0 |
| 10 |
Illinois |
听 2,247 |
听 10,312 |
听 23.2 |
| 听 |
Total, top 10 |
听 36,162 |
$38,473 |
$1,391.3 |
| 听 |
Other states |
听 35,389 |
听 19,087 |
听 675.5 |
| 听 |
Total U.S. |
听 71,551 |
$28,885 |
$2,066.7 |
|
Source: 精东影业 Information Institute.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2021
| Rank |
State |
Value of claims
($ millions) |
Number
of Claims |
Average cost
per claim |
| 1 |
Florida |
$88.30 |
5,339 |
$16,552 |
| 2 |
Texas |
95.2 |
4,490 |
21,206 |
| 3 |
Georgia |
43.8 |
3,817 |
11,492 |
| 4 |
California |
522.6 |
3,381 |
154,574 |
| 5 |
New York |
45.1 |
2,426 |
18,592 |
| 6 |
Pennsylvania |
34.0 |
2,410 |
14,134 |
| 7 |
North Carolina |
36.8 |
2,377 |
15,522 |
| 8 |
Louisiana |
28.0 |
2,372 |
11,817 |
| 9 |
Alabama |
29.3 |
2,276 |
12,906 |
| 10 |
Michigan |
26.9 |
1,887 |
14,291 |
| 听 |
Total, top 10 |
$950.4 |
$30,775 |
$30,885 |
| 听 |
All other states |
$362.5 |
$30,076 |
$12,055 |
| 听 |
Total U.S. |
$1,313.0 |
$60,851 |
$21,578 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2022
| Rank |
State |
Value of claims
($ millions) |
Number
of Claims |
Average cost
per claim |
| 1 |
Florida |
$80.20 |
5,504 |
$14,562 |
| 2 |
Georgia |
56.7 |
4,474 |
12,665 |
| 3 |
Texas |
103.3 |
4,085 |
25,286 |
| 4 |
California |
125.3 |
3,450 |
36,319 |
| 5 |
North Carolina |
29.3 |
2,780 |
10,550 |
| 6 |
Alabama |
29.5 |
2,767 |
10,653 |
| 7 |
New York |
38.9 |
2,315 |
16,817 |
| 8 |
Louisiana |
26.1 |
2,301 |
11,336 |
| 9 |
Virginia |
30.9 |
1,988 |
15,544 |
| 10 |
Pennsylvania |
23.8 |
1,956 |
12,155 |
| 听 |
Top 10 states |
$543.9 |
31,620 |
$16,589 |
| 听 |
All other states |
$407.7 |
30,569 |
$14,968 |
| 听 |
Total U.S. |
$951.6 |
62,189 |
$15,280 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2023
| Rank |
State |
Value of
claims |
Number of
claims |
Average cost
per claim |
| 1 |
Florida |
$104,544,285 |
6,003 |
$17,416 |
| 2 |
Georgia |
87,110,761 |
5,161 |
16,877 |
| 3 |
Texas |
194,288,888 |
4,664 |
41,654 |
| 4 |
California |
83,367,791 |
4,608 |
18,090 |
| 5 |
Alabama |
54,981,756 |
3,508 |
15,673 |
| 6 |
Louisiana |
35,167,375 |
3,050 |
11,529 |
| 7 |
North Carolina |
35,544,243 |
2,881 |
12,337 |
| 8 |
New York |
50,785,848 |
2,458 |
20,659 |
| 9 |
Pennsylvania |
27,219,044 |
2,214 |
12,296 |
| 10 |
Tennessee |
39,792,330 |
2,136 |
18,630 |
| 听 |
Top 10 States |
$712,802,320 |
36,684 |
19,431 |
|
Source: 精东影业 Information Institute, State Farm庐.
Top 10 States For Homeowners 精东影业 Lightning Losses By Number Of Claims, 2024
| Rank |
State |
Value of
claims |
Number of
claims |
Average cost
per claim |
| 1 |
Florida |
$113,218,813 |
4,780 |
$23,686 |
| 2 |
Texas |
168,461,044 |
4,369 |
38,558 |
| 3 |
California |
75,028,400 |
4,005 |
18,734 |
| 4 |
Georgia |
48,546,426 |
3,376 |
14,380 |
| 5 |
North Carolina |
30,299,433 |
2,574 |
11,771 |
| 6 |
Louisiana |
34,306,009 |
2,283 |
15,027 |
| 7 |
Alabama |
36,617,416 |
2,175 |
16,836 |
| 8 |
New York |
34,109,020 |
1,937 |
17,609 |
| 9 |
Pennsylvania |
15,777,521 |
1,792 |
8,804 |
| 10 |
Illinois |
24,068,318 |
1,626 |
14,802 |
| 听 |
Top 10 States |
$580,432,401 |
28,917 |
$20,072 |
|
Source: 精东影业 Information Institute, State Farm庐.